PayPlusafe helps buyers and sellers coordinate transactions through a structured digital workflow designed to improve transparency, accountability, communication, and confidence throughout the transaction lifecycle.
A versatile coordination layer designed for diverse commercial entities requiring structured transaction workflows.
PayPlusafe acts as the digital coordination layer between Buyers and Sellers. We provide the technology infrastructure to manage the lifecycle of a transaction, ensuring all parties have clear visibility into obligations and progress.
The platform enables users to:
A transparent, step-by-step process designed to align expectations and improve accountability.
Buyer creates a transaction and outlines terms.
Seller reviews and accepts the transaction terms.
Buyer funds the transaction using payment channels provided by an integrated licensed banking/payment partner.
Payment confirmation is securely received and recorded on the platform.
Seller fulfils their obligations (e.g., ships goods or delivers services).
Buyer confirms successful completion and delivery via the platform.
Where applicable and authorised, settlement is completed through the integrated licensed banking/payment partner.
Robust features designed to facilitate clear communication and unalterable record-keeping.
Centralised dashboard to view, manage, and coordinate multiple transactions seamlessly.
Dedicated workspaces for counterparties to interact and fulfill obligations.
Instant visibility into the exact stage of the transaction lifecycle.
In-platform communication to keep transaction dialogue centralized and auditable.
Securely upload and share invoices, receipts, and proof of delivery.
Structured workflows to raise, document, and resolve counterparty disagreements.
Automated alerts to keep all parties informed of critical status changes.
Immutable history of all actions, messages, and document uploads for transparency.
Granular permissions to ensure secure management within larger organizations.
PayPlusafe is designed explicitly to integrate with licensed banking institutions and licensed payment partners.
PayPlusafe provides the technology used to coordinate transaction workflows.
Payment processing, settlement, and transaction funding are intended to be provided entirely by regulated financial institutions. We operate strictly as a technology provider, not a financial institution, ensuring adherence to the regulatory boundaries of Nigeria's financial ecosystem.
Platform architecture ready to support partners' Anti-Money Laundering frameworks.
Designed to capture and pass necessary identity verification data to regulated partners.
Behavioural monitoring and structured workflows to minimize counterparty risk.
Systemic controls to identify and flag anomalous transaction coordination activity.
Protecting data integrity and user privacy is foundational to our technology.
Every transaction follows a structured, visible workflow.
Clearly defined responsibilities for both buyers and sellers.
Technology-driven coordination reduces friction and delays.
Engineered to integrate seamlessly with regulated banking infrastructure.
We build the coordination technology. You provide the financial services.
PayPlusafe is seeking long-term partnerships with licensed financial institutions, commercial banks, and licensed payment providers. Our business model is strictly cooperative, not competitive. We deliver advanced transaction coordination technology, creating a secure environment that drives volume to our regulated partners for payment processing, settlement, and related financial services.
Developer-friendly architecture designed for secure, standardized webhook and API connections with banking cores and payment gateways.
Rigorous internal policies ensuring our technology operates strictly within the operational guidelines established by our regulated partners.
Comprehensive reporting and audit capabilities provided to enterprise partners to ensure total visibility into platform coordination metrics.
PayPlusafe is developed and operated by ULTRADYN AMICUS LTD, a Nigerian technology company focused on building digital platforms that improve transparency, accountability, and efficiency in commerce.
Our core focus is technology and innovation. We recognize that trust in commerce requires both robust technology workflows and secure, regulated financial rails. Our vision is to provide the former, while integrating seamlessly with institutions that provide the latter.
To build technology that structures commerce, enforcing accountability between transacting parties.
To be the premier digital coordination layer for trust-based transactions in Africa.
Technology Focus • Innovation • Customer Trust • Regulatory Deference
PayPlusafe is a Transaction Coordination Platform. We provide technology that enables Buyers and Sellers to manage, track, and coordinate transactions from initiation to completion through a structured digital workflow.
No. PayPlusafe is strictly a technology platform operated by ULTRADYN AMICUS LTD. We are not a bank, not a licensed financial institution, and not a payment service provider.
No. PayPlusafe does not hold customer funds. Transaction funding and settlement are intended to be securely processed and held by our integrated licensed banking institutions and payment partners.
Payments are processed entirely through secure channels provided by licensed payment partners integrated into the PayPlusafe platform.
PayPlusafe is designed for businesses of all sizes, including online buyers, online sellers, SMEs, freelancers, and enterprise supply chain participants.
The platform features a dedicated Dispute Management module where counterparties can communicate, upload evidence, and follow a structured workflow to resolve disagreements based on the immutable transaction audit trail.
We specialize in software and workflow technology. By partnering with licensed banks, we ensure that the financial aspects of a transaction (processing and settlement) remain strictly within the regulated financial ecosystem, maximizing security and compliance.
For partnership inquiries, enterprise onboarding, or corporate information.
Nigeria
partnerships@payplusafe.com
corporate@ultradynamicus.com
Monday - Friday
9:00 AM - 5:00 PM (WAT)